Directors
Amir Erez, Chairman
 Founder, President and Managing Director of Cedar Financial. (1991 - )- Member of the Commercial Law League of America (CLLA)
- Member of the International Association of Commercial Collectors
- Member of American Collectors Association International
- Member of the California Association of Collectors
- Member of the California Chamber of Commerce
- Mr. Erez serves on the California Association of Collector’s legislative committee and the California Chamber of Commerce worker’s comp committee.
- Education: Received his Bachelor’s of Science degree in Business Administration with emphasis in Finance, California State University, Northridge and post graduate attended Whittier Law school, in Los Angeles.
Sigurbjorn Thorbergsson, CEO
 Cand. Jur from University of Iceland 1991.- District court attorney 1994.
- Member of the Icelandic Bar association since 1994.
- Founding partner of TH & L Law firm in 1997.
- General manager of TCM Innheimta ehf. (TCM Iceland) in 1997.
- Member of the Icelandic antitrust council 2001-2006.
- Member of TCM Group since 2002.
- Director of TCM Group 2003-2007.
- Member of TCM Group marketing Team 2004-2006.
- Member of American Collectors Association International (ACAI) since 2005.
- General secretary of TCM Group 2005-2007.
- Admitted to the Supreme Court of Iceland 2009.
Jefferson Frauches Viana, Director
 Jefferson Frauches
Viana’s career in the debt collection industry spans back
to 1985 when he commenced as debt collection manager for a Swiss
Pharmaceutical company Sao Paulo, Brazil. In 1991 a government initiated
change in Brazil’s economic landscape gave Jefferson the opportunity
to establish his own debt collection business. He seized this opportunity
with both hands, and founded Way Back (WB) in June 1991, a local
collection agency based in Sao Paulo.- Since then the provision of high quality financial and credit recovery
services has been a driving force behind WB’s evolution into
a major national service provider, with branch offices now operating
in Rio de Janeiro, Porto Alegre, Recife, Belo Horizonte, Curitiba,
Campinas and Fortaleza.
- Jefferson has orchestrated WB’s expansion with a highly considered
and strategic approach to growing the capabilities of the business.
Each of WB’s branches gives the capacity to meet client’s
requirements anywhere throughout the country, providing experience
and expertise in the areas of credit reporting, collections and
resolution of related legal issues.
- WB’s success in providing high quality services to the Brazil’s
international trade community has seen Jefferson invited to assume
Directorship of International Affairs for ASERC, a national association
for credit recovery companies. WB is extremely proud to contribute
to ASERC in this manner, as the role enables Jefferson to assert
WB’s continual commitment to the Brazilian credit recovery
market.
Hennie Wesselsz, Marketing director
 General Director/Owner NIB Holding B.V., Nationaal Incasso Bureau B.V., TCM Netherlands B.V., NIB Juristen B.V., NRB creatieve communicatie B.V.- Member of the American Collectors Association International(ACAI)
- Member of the American Chamber Of Commerce (AMCHAM)
- Member of the Board of the Dutch Association of Debt Collecting Agencies (Nederlandse Vereniging van Incasso-ondernemingen) 1995 - 2005
- Member of the Dutch Association of Debt Collecting Agencies (Nederlandse Vereninging van Incasso-ondernemingen)
- Consultant for several companies
Seema Kumar, General Secretary
 Mrs. Seema Kumar was born in New Delhi in 1964, into a family of lawyers. Her schooling took
place at a renowned Convent School.- In 1981 she joined Delhi University from where she graduated in Medicine in 1987, with distinction in several subjects.
- Due to her interest and passion for the field of law she earned a second degree and graduated in Law in 2004. Her thesis / projects
during her legal education were acclaimed by all her mentors.
- She was strongly motivated to join the legal sector by her father who is one of the pioneers in the area of International Debt collection.
MNS Credit Management Group was formed in 1996, with the vision to provide Debt Collection and Credit Management services.
- Due to Mrs. Kumar's dynamic personality, dedication and diligence in being personally involved in the workings of every division of MNS
group, the group has now evolved into one of Asias leading firms of the Debt collection and Credit Management sectors.
- In 2004 MNS group joined TCM group as an agent and within a very short period became a shareholder of TCM group.
- In 2010 Mrs. Kumar was elected to join the board of directors of TCM Group.
- It is her vision that TCM group may become a strong player in the field of Debt Collection, not only in Asia but globally as well.
- Mrs. Kumar has traveled widely and is therefore familiar with the customs and laws of many countries, which again facilitates her interaction with
her global associates.
- Mrs. Kumar is a member of ACA, CSA and FICCIB2B.
Jeff Li, Director
 Mr. Jeff Li is the founder, president and CEO of the Inter-Credit Group (ICG)- He received his Bachelor degree in British and American Literature in 1995 at China Ocean University in Quingdao.
- Mr. Li is a member of FCIB, an association of executives of Finance, Credit and International Business as well as a member of the "Commitee of the
First China International Forum of Commercial Debt Collection".
- ICG's headquarters are in the coastal town of Quingdao, China.
- The group has 12 subsidiaries dispersed over some of China's major cities.
- ICG provides debt collection services to most of China's Banks and Insurance companies as well as company credit reports and commercial Debt Collection
services to Multi-National Companies.
- ICG joined TCM Group in 2009 and became a shareholder in 2010.
- Mr. Li was elected to join the board of directors of TCM group at the annual AGM meeting, in New Delhi, in 2010
Marcel van den Noord, Operational advisor
 Mr. van den Noord is an attorney at law and the chief executive officer as well as a member of the board of NIB group in the Netherlands, a member of TCM group.
Ricardo Costa, Operational advisor
 Mr. Costa is an attorney at law and a director of Way Back Cobrancas & Servicos LTDA in Sao Paulo Brazil, a member of TCM group.
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Group
Managers
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Group Directors